Personal Finance
Chapter 1 Personal Financial Planning: An Introduction
Chapter 2 Money Management Strategy: Financial Statements and Budgeting
Chapter 3 Planning Your Tax Strategy
Part 2 MANAGING YOUR PERSONAL FINANCES
Chapter 4 The Banking Services of Financial Institutions
Chapter 5 Introduction to Consumer Credit
Chapter 6 Choosing a Source Credit: The Costs of Credit Alternatives
Chapter 7 The Finances of Housing
Part 3 INSURING YOUR ASSETS
Chapter 8 Home and Automobile Insurance
Chapter 9 Life, Health, and Disability Insurance
Part 4 INVESTING YOUR FINANCIAL RESOURCES
Chapter 10 Fundamentals of Investing
Chapter 11 Investing in Stocks
Chapter 12 Investing in Bonds
Chapter 13 Investing in Mutual Funds
Part 5 CONTROLLING YOUR FINANCIAL FUTURE
Chapter 14 Retirement Planning
Chapter 15 Estate Planning
Sources
Glossary
Index
The ninth Canadian edition continues to provide students the foundation they need to make sound financial decisions related to spending, saving, borrowing, and investing with the end goal of establishing long term financial security.
INDIGENOUS PERSONAL FINANCE CASE. The Indigenous Personal Finance Case offers, within a continuing case framework, a transformative approach to personal finance, with a distinct focus on diversity, equity, and inclusion. These pioneering cases not only integrate key principles from the text but also stand as groundbreaking tools for fostering cultural sensitivity and understanding within financial decision-making. By presenting a range of personal financial choices rooted in Indigenous perspectives and circumstances, students are provided with a unique opportunity to engage with diverse narratives and values.
DAILY SPENDING DIARY. New to this edition, this feature allows the student to apply newly acquired financial knowledge to their own circumstances. The Daily Spending Diary provides students with a framework to track spending and build sound financial habits that may be applied throughout their life.
Reflecting the Diverse World around Us. McGraw Hill believes in unlocking the potential of every learner at every stage of life. To accomplish that, McGraw Hill is dedicated to creating products that reflect, and are accessible to, all the diverse, global customers we serve. This includes, but is not limited to, the following:
- Refreshing and implementing content guidelines around inclusivity.
- Enhancing best practices in assessment creation to eliminate cultural, cognitive, and affective bias.
- Maintaining a robust photo library of diverse images that reflect our student populations.
- Including more diverse voices in the development and review of our content.
- Strengthening art guidelines to improve accessibility by ensuring meaningful text and images are distinguishable and perceivable by users with limited colour vision and moderately low vision.
ACCESSIBLE/ PRACTICAL APPROACH. Personal Finance offers an engaging writing style and clear presentation that makes the content accessible and easy to understand for students. The Chapter Opening Case presents a problem that the chapter concepts will help students address and understand.
REAL-WORLD RELEVANCE. Real life personal finance is integrated throughout, including Financial Planning for Life's Situations boxes, Financial Planning Calculations boxes, Advice from a Pro boxes, and Did you Know? boxes. These elements provide practical examples, and an opportunity to reinforce personal finance concepts.
STUDENT PERSPECTIVE. Student work has been incorporated into selected Financial Planning boxes and depicts how former students have approached several decisions relevant to them. These samples serve to model for the students' peers how they tackled difficult questions by highlighting methods of analysis and suggested courses of action.
CONNECT. McGraw-Hill Connect is a highly reliable, easy-to-use homework and learning management solution that utilizes learning science and award-winning adaptive tools to improve student results. With Connect's new ReadAnywhere app, students can study on the go - including reading and listening using the audio functionality - without any need for internet access. Using Connect, instructors can take advantage of McGraw-Hill's trusted content to seamlessly deliver assignments, quizzes and tests online.
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